CONSULTANT

is a professional who provides expert advice to individuals, businesses, or organizations in a specific area of expertise. Consultants are usually hired to solve problems, improve performance, or offer specialized knowledge that a company or person may not have in-house.

INTERMEDIARY

business is a company that acts as a middleman between two other parties usually a buyer and a seller to facilitate transactions, deals, or communications. They don’t necessarily create products or services themselves. Instead, they help others connect, trade, or do business more efficiently.

PLACEMENT RISK

refers to an intermediary firm that facilitates the process of placing insurance or reinsurance coverage for clients, typically other brokers or agents, rather than directly engaging with end clients. These businesses play a crucial role in connecting clients with appropriate insurance providers, especially for complex or non-standard risks.